15 Jobs That Offer Student Loan Forgiveness

Jun 20, 2023


Welcome to the Life Designers' blog post on 15 jobs that offer student loan forgiveness. We understand the challenges faced by individuals burdened with student loan debt and the importance of finding career paths that provide opportunities for debt relief. In this article, we will discuss various job sectors and positions that offer student loan forgiveness programs, providing you with valuable insights and options for your future.

1. Public Service

Public service careers, such as government positions, non-profit organizations, and teaching, often provide eligibility for the Public Service Loan Forgiveness (PSLF) program. Through this program, qualifying borrowers who work in public service for a specified time period can have their remaining federal student loans forgiven. Explore opportunities in government agencies, public schools, or charitable organizations to benefit from this loan forgiveness option.

2. Healthcare Professions

Certain healthcare professions, such as doctors, nurses, and medical researchers, may qualify for loan forgiveness programs. The National Health Service Corps (NHSC) and Nursing Education Loan Repayment Program (NELRP) are examples of initiatives that aim to address shortages in healthcare providers by offering loan forgiveness in exchange for service in underserved communities. Consider pursuing a healthcare career to potentially benefit from these programs.

3. Legal Professions

Aspiring lawyers who work in public interest or non-profit organizations may be eligible for loan forgiveness through a program called the John R. Justice Student Loan Repayment Program. This program helps law school graduates repay their loans if they work as public defenders or prosecutors. By combining your passion for law with public service, you can make a positive impact while seeking debt relief.

4. Military Service

Joining the military offers various education benefits, including loan forgiveness programs. The Army, Navy, Air Force, and National Guard have programs that can help servicemembers pay off their student loans in exchange for service. If you have an interest in military service, explore the loan forgiveness options available within each branch to support your educational goals and financial stability.

5. Non-Profit Organizations

Working for a non-profit organization can provide opportunities for student loan forgiveness. The U.S. Department of Education offers the Public Service Loan Forgiveness program, which allows qualifying borrowers who work full-time for eligible non-profit organizations to have their remaining loans forgiven after making 120 qualifying payments. Consider exploring non-profit career paths aligned with your passions while benefiting from potential loan forgiveness opportunities.

6. Teaching

Teachers play a vital role in society and can take advantage of several loan forgiveness programs. The Teacher Loan Forgiveness program provides options for elementary, middle, and secondary school teachers who have been teaching in low-income schools for a specific period. Additionally, some states have their own loan forgiveness programs for teachers. Pursue a career in education to make a difference while potentially receiving financial relief.

7. AmeriCorps and Peace Corps

AmeriCorps and Peace Corps are volunteer programs that offer education awards that can be used toward student loan repayment. By serving in these organizations, you not only gain valuable experience and contribute to society but also have the opportunity to alleviate some of your student loan debt. Consider the impact you can make through these programs while reducing your financial obligations.

8. State-Specific Programs

Various states offer specialized loan forgiveness programs to incentivize professionals to work in high-demand fields or underserved areas. These programs are often designed to support specific industries, such as healthcare, education, or public service. Research your state's loan forgiveness programs and identify career paths that align with those opportunities. By leveraging state-specific programs, you can strategically plan your professional journey while aiming for long-term financial stability.

9. STEM Fields

Science, Technology, Engineering, and Mathematics (STEM) fields provide a vast range of job opportunities and often offer competitive salaries. Some federal and state loan forgiveness programs specifically target individuals pursuing careers in STEM. By focusing your education and career path in these areas, you can not only benefit from potential loan forgiveness programs but also contribute to innovative advancements and solve complex problems.

10. Social Work and Human Services

Social workers and professionals in human services often qualify for loan forgiveness programs aimed at addressing societal needs. The Child Welfare Services Loan Forgiveness Program and the National Institutes of Health Loan Repayment Programs are examples of initiatives supporting these professions. Pursuing a career in social work or human services can provide a fulfilling way to make a positive impact while potentially reducing your student loan burden.

11. Engineering and Construction

Some engineering and construction-related jobs offer loan forgiveness opportunities. The National Institute of Occupational Safety and Health (NIOSH) sponsors a program that aims to recruit engineers and occupational safety professionals. This program offers loan forgiveness to participants who serve in designated areas. If you have an interest in engineering or construction, explore these loan forgiveness programs to align your career goals with debt relief possibilities.

12. Environmental Conservation

Environmental conservation-related careers provide opportunities for loan forgiveness through organizations like the Environmental Protection Agency (EPA) and the National Oceanic and Atmospheric Administration (NOAA). These agencies offer programs that encourage professionals to work in fields such as environmental science, marine biology, or conservation. Protect the environment while potentially reducing your student loan debt by pursuing a career in this impactful sector.

13. Public Health

Public health professionals can benefit from loan forgiveness programs offered through the Health Resources and Services Administration (HRSA). The National Health Service Corps (NHSC) and NURSE Corps Loan Repayment Program provide loan forgiveness options for healthcare professionals specializing in public health. By contributing to the well-being of communities, you can also alleviate some of your financial burdens.

14. Psychology and Mental Health

Graduates in the field of psychology and mental health who provide services in underserved areas may be eligible for loan forgiveness programs. The Health Resources and Services Administration (HRSA) and Substance Abuse and Mental Health Services Administration (SAMHSA) offer initiatives that aim to attract professionals to underserved communities. Make a positive impact on mental health while potentially receiving assistance in managing your student loan debt.

15. Entrepreneurship and Innovation

While not a traditional job, pursuing entrepreneurship and innovation can offer opportunities to manage and reduce student loan debt. By creating and developing successful businesses, you can generate income to repay your loans while enjoying the potential tax benefits of self-employment. Leverage your creative ideas, strategic thinking, and determination to build a business that provides long-term financial stability.


These 15 jobs we discussed are just a sample of the many career paths that offer student loan forgiveness programs. Consider your interests, skills, and passion while exploring these options. Remember to thoroughly research each program's eligibility requirements and follow the necessary steps to apply. At Life Designers, our mission is to assist you in finding opportunities to succeed in your chosen field while managing your student loan debt. Contact us to learn more about how our consulting and coaching services can support you on your journey toward financial freedom.